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Description
A light-hearted spoof of the game show, Jeopardy, about consumer credit issues. Answers are complete definitions of credit related terms. Discusses how a creditor qualifies a borrower, explains the Equal Credit Opportunity Act, and provides information about how to establish credit. Other topics include revolving, charge, and installment plans and agreements, usury laws, how to qualify for mortgages, and home buying.
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"Consumer credit is prevalent across almost every aspect of our consumer orientated society, and today there are very few products or services that can't be bought on credit terms or retailers who don't provide for credit facilities. Yet, despite the importance of credit to individuals, the economy and society, there are very few texts describing the operation of consumer credit markets anywhere in the world." "Consumer Credit Fundamentals is the...
Description
"Since your personal credit is evaluated to determine your ability to finance the things you will have to pay for--a car, a home, student loans--it's important to understand just how credit works. This tutorial can help you understand why credit matters and how to ensure that you don't run into credit troubles later in your life." --
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".. Examines changing attitudes towards insolvency and their importance to the economy and self-image of the early American republic. Mann, a professor of law and history at the University of Pennsylvania, shows how debtor-relief movements like Shay's Rebellion, a post-Revolution wave of business failures and the need to pay off the public Revolutionary War debt made the problem of debt central to the politics of the new Republic, while the growth...
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Foreclosures are hitting record highs; Americans are declaring bankruptcy at rates ten times that during the Great Depression; more college students drop out because of debts than poor grades; reports of debtor suicides proliferate. In other words, it's a great time to be in the banking business. Documentary filmmaker Scurlock takes us on a road trip around a country populated by debt pirates, corporate predators, human credit card billboards, debt...
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The average American family today carries 10 credit cards. With credit card debt and personal bankruptcies now at an all time high, this episode of Frontline examines how the credit card industry became so pervasive, so lucrative, and so powerful. The program investigates why there were no legal limits on the amount of interest or fees that can be charged and how credit cards have become the most profitable sector of the American banking industry,...
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"Collateral Damaged explains how America had turned from a nation of savers into a nation of consumers addicted to debt. Wall Street then used that addiction to create "toxic securities" that threaten to bring about the collapse of the global economy. How can America get its fiscal house in order again?"--Provided by publisher.
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Over the past twenty years, the quality of life for American workers - blue-collar and white-collar, young and old, skilled and unskilled - has gone from reasonable comfort to near desperation. In this brilliantly original and compelling book, two distinguished economists show how this disastrous downward swing can be traced directly to the insidious disease of debt - not just government debt but personal and corporate debt as well. Corporate debt...
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Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources - including personal diaries and letters, government and business records, newspapers, advertisements, movies,...
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"Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, Why the Poor Pay More outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend."--Jacket.
Description
Bill Talen (aka Reverend Billy) was a lost idealist who hitchhiked to New York City only to find that Times Square was becoming a mall. Spurred on by the loss of his neighborhood and inspired by the sidewalk preachers around him, Bill bought a collar to match his white caterer's jacket, bleached his hair and became the Reverend Billy of the Church of Stop Shopping. Follows Reverend Billy and the Stop Shopping Gospel Choir (a changing group of volunteers)...
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