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Description
"Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, Why the Poor Pay More outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend."--Jacket.
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Description
"Contrary to conventional wisdom, green is not the only color that matters to lenders. This case study of Milwaukee, Wisconsin - a fairly typical urban area that has experienced systematic disinvestment and a budding reinvestment movement - demonstrates the continuing significance of race in determining who get home mortgage and small business loans. Confirming the ongoing role of politics in both nurturing urban reinvestment and fueling a backlash...
Author
Description
The author explodes the myth that America's cities came to be racially divided through de facto segregation - that is, through individual prejudices, income differences, or the actions of private institutions like banks and real estate agencies. Rather, this book incontrovertibly makes it clear that it was de jure segregation - the laws and policy decisions passed by local, state, and federal governments - that actually promoted the discriminatory...
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